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As millions of high school students across the country weigh their college acceptances, deceptive financial aid letters are making the process all the more complicated.
Some schools are overstating how much money prospective students will actually be held accountable for by including student loans in their accounting of financial aid, Bloomberg News reports. For example, Drexel University sent one accepted student a letter with „offered financial aid“ that consisted mostly of student loans including a large amount that was expected to be borrowed from private lenders.
Student loans are quite different from financial aid. Whereas grants and scholarships are given to students to subsidize the cost of college, loans are required to be paid back with interest.
The Education Department is attempting to make this process clearer and aims to release a model financial aid letter by September, but only Congress can mandate that colleges follow suit, according to Justin Hamilton, an Education Department spokesman interviewed by Bloomberg. Hamilton told Bloomberg that he hopes colleges will view it as in their own best interest to write their financial aid letters in a „common form.“
Total outstanding student debt in the U.S. now exceeds $1 trillion, and the Consumer Financial Protection Bureau has dubbed student loan debt „too big to fail.“ The average student loan borrower owes $12,800 in student loans, according to the Federal Reserve Bank of New York.
Physics Secrets: Physics Secrets.
„Discover How To Easily Build
An Attractive And Affordable
Backyard Chicken Coop…“
Building your own chicken coop will be one of the best decisions you’ll make in your life.
Your own backyard chicken coop will provide you with daily fresh organic eggs for the kitchen. It will recycle your families food scraps and produce high quality fertilizer for your garden. Best of all, your family will be proud of the coop that you created with you own two hands.
It just makes perfect economic sense to build a chicken coop yourself instead of buying an expensive pre-built chicken coops. Pre-built coops have to be assembled anyway, you’re really just paying hugely inflated prices for the material.
I understand that building a chicken coop can seem like a hard project. Working out dimensions, materials, insulation, ventilation, lighting, positioning, nesting, perches, waste collection and protection from the elements and other predators can seem complicated.
Luckily for you, using my many years of experience in the poultry industry, I’ve created an easy to follow guide to building your own backyard chicken coop. It’s designed it for the total beginner, you don’t require any carpentry skills. It doesn’t matter if you want a big coop or a small coop, or if have a big or a little budget.
Introducing „Building A Chicken Coop“…
Homemade acne treatment without dermatologist supervision is available in case of mild to moderate severity of disease. Basically, the acne in young guys is due to hormonal processes in the body. But not just teenagers and young people face this trouble, there are plenty of causes of acne, acne problems can occur at any age and must be taken seriously. The key to success is the proper treatment of acne in the early stages of the disease.
Oral medication is not recommended because uncontrolled use of antibiotics can lead to overgrowth of bacteria, dead bacteria causes rash, and even more serious consequences for the entire body. During homemade acne treatment, doctors recommend not to neglect the drugs that regulate the processes of cornification of the skin.
In homemade acne treatment, the main procedure is the daily cleansing of the skin that is affected by acne (face, chest, back) in the morning and evening. Oily skin with enlarged pores can be regularly cleaned with a mixture of one beaten egg whites, half a cup of vodka and the juice of one lemon. This lotion is stored in the refrigerator in a tightly closed container. One – two times a week is recommended to make a mask containing cosmetic clay, it refreshes the skin, remove the exfoliated cells and excess fat.
One of the natural homemade acne treatments is Aloe Juice. Cut a few leaves of Aloe Vera, wrap it in a paper bag and place in refrigerator for a week. After a week, squeeze juice from them, and rub them on your pimples every day, morning and evening.
Aloe Vera is a great way to combat acne. It can be used in any form. You can just apply Aloe Vera juice on the face, you can also use soap or gel containing aloe vera. They not only cleanse your skin of acne, but also accelerate its healing. The crushed leaves of the aloe also helps to get rid of acne: Very finely chop a few leaves (you can grate), and add one cup of water. Leave for 1 hour, and after the infusion, boil for 2 minutes. Then cool slightly, and apply the pulp of aloe on skin for 15 minutes, where there are spots. Then after some time, wash the skin with cool water
If you have enough time for homemade acne treatment, you can make a paste of sandalwood powder and black gram. Apply this paste on face and leave overnight, rinse with cold water in the morning. This tool tightens pores. You can apply cucumber juice on your face and wash off after 15 minutes.
Tips To Reduce Acne
Here are some tips for people who suffer from acne: 1. Include in your diet more vegetables and fruits. 2. Each day, drink 1 – 2 glasses of water with lemon. This mixture is perfectly cleanses the body and improves circulation. 3. Take vitamin complexes. Make sure that they contain vitamin B5 and zinc. These ingredients help our skin to cope with acne. 5. wash your face 2 times a day, with slightly salted water.
How to Prevent Acne
Eat foods rich in fiber. Fermented foods can be eaten in unlimited quantities (yogurt, cottage cheese, fermented baked milk). Foods containing zinc are also very useful against acne (crabs, shrimp, soy beans). Zinc is essential for normal functioning of the sebaceous glands. Eggs, peas, beans are excellent source of vitamin C.
Problems with acne sooner or later come to an end, but traces of them remain for a longtime. It is therefore necessary to know how to prevent their occurrence. Never pluck the crust from the healing wound, try not to wet it. Baby powder is the best remedy for this. But if the scars still remain, modern medicine offers several ways to get rid of them. Vitamin E has ability to regenerate tissue. The most valuable source of it is the germinated wheat. It is also present in unrefined vegetable oils, nuts, flour, meal.
For more details and tips visit acne
Create a Hidden Encrypted Volume on Your Computer to Hide Sensitive Data When You’re Forced to Decrypt Your Machine
Using full-disk encryption (FDE) is a great first step if you want to protect your data, but sometimes it isn’t enough. The U.S. Government can force you to decrypt your data, so if you truly want to stay protected you need to hide your sensitive files elsewhere and use your primary disk as a decoy. Security expert Brandon Gregg explains:
FDE drives still leave your data and personal information vulnerable in at least two scenarios: 1) You are forced to turn over your password (as in Judge Blackburn’s District Court ruling), or 2) Someone has hacked into your live machine and remotely recording your keystrokes/data while you work. To address these issues, we are also going to put our personal/business files in an encrypted directory-but not using just any encryption scheme. Encryption with hidden volumes is the key to really protecting your information and rights. With a correctly implemented hidden volume on your encrypted hard drive, you don’t have to worry when someone cracks (or coerces you into giving up) the password. When they use it to open the door, they will only see the closet.
Brandon suggests using a bad password for the „closet“ (your encrypted hard drive—not the sensitive data), such as password. It’ll get cracked easily, which will encourage the person looking at your data to believe that you’re not smart enough to hide and encrypt your truly sensitive data elsewhere. Keeping that data in a secret volume is a very clever trick and requires hardly more work than encrypting your disk in the first place. If you’re looking to keep your files secure, this is a great way to do it. click here
you know: what a good scapegoat for blacks to point at and cry racism.
P41: Caucasians are liars, murderers, thieves, rapists, sodomites, false witnesses, blasphemers, gluttons, idolaters, envious, lazy, swindlers, haters of GOD ALMIGHTY, and of the ORIGINAL BLACK MAN, BLACK WOMAN, AND CHILD.
Turbokorper: …there once was a community of thugs
…who were really good at pimpin‘ and selling drugs
…we just move away,
…hopin‘ they will stay,
…in the squalor, the crime and the bugs.
Lagergeld: Zimmerman is a brown Mestizo like the average Mexican yet CNN and the other networks keep pimping the lie that he is white to promote such BS agendas as this and to somehow twist words, journalistic accuracy, and…
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KATNISS EVERDEEN, the 16-year-old “Hunger Games” warrior who has torn through the box office, is one of the most radical female characters to appear in American movies. The film’s stunning success can partly be explained by the print sales of Suzanne Collins’s trilogy of young-adult novels, which jumped to more than 36.5 million in March from 16 million in November, suggesting that the anticipation for the film was feeding demand for the books. At the same time there’s more to Katniss fever than page-screen synergy. Manohla Dargis and A. O. Scott, the chief film critics of The New York Times, examine this complex, at times contradictory character.
Clickhereto read the rest of this story
Self-styled „painter of light“ Thomas Kinkade died last week, as the Sunday New York Times obits duly noted:
Thomas Kinkade, the prolific painter of bucolic and idealized scenes who estimated that his mass-produced works hung in one out of 20 American homes, died on Friday at his home in Los Gatos, Calif. He was 54.
Mr. Kinkade referred to himself as the “painter of light,” usually with a trademark symbol, for naturalistic scenes with highlights that appeared to glow. Often his canvases were mass-produced prints to which he added small, brightly toned details. He made no apologies for commercializing the art field, comparing himself to million-sellers in, say, music and literature.
Yes but he was no Charles Dickens, as Susan Orlean’s 2001 New Yorker takedown painstakingly illustrated (via Longform):
By and large, art critics consider Thomas Kinkade…
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If you haven’t read Gary Shteygart’s Super, Sad, True, Love Story, I would encourage you to go, sell all, buy and do so. I guess I would call it a dystopian black comedic satire, and at one point I would have called it futuristic. Now I’m not so sure. The creepy thing is that about every other week there’s some new thing I notice and I kind of say to myself „Wow–that’s right out of Shteyngart.“ This latest from the NYTimes is another case in point. The article traces the efforts of Stephen Wolfram to use his immense collection of data from the records of his email to the keystrokes on his computer to analyze his life for patterns of creativity, productivity, and the like.
He put the system to work, examining his e-mail and phone calls. As a marker for his new-idea rate, he used the…
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